You want to buy a new phone? New pair of shoes? New clothes for an OOTD? But you don’t have enough money to buy such?

      In saving money, first, you should have the determination and willingness to be disciplined for a long time just to achieve your goal.

       Next, you should have a pack lunch or any snacks that you most likely to  eat within the day, so that you don’t have to buy foods in school. Because anything that we can buy in school is more expensive than in house and market.

       Then, if you are going to a near place, you can just walk for you not to cost for a fare. Walking is also a good form of exercise.

       And for the industrious students, who are willing to save more, you can just write the notes instead of buying a module.

       Set your priorities in buying. Buy the things which you surely need at that moment and if not, just buy it the next time so you can use the money first in important things.

       Lastly and importantly, be very discipline in buying things. You should only buy the needs and not the things you just want.

​